Funded Personal Trainer Courses | 19+ Advance Learning Loan

Fund your fitness training solutions personal training or sports massage course with a 19+ Advance leaning loan



If you’re starting a course on or after 1 August 2013 you may qualify for a Funded Personal Trainer Courses called 19+ Advanced Learning Loan. These loans help you cover the tuition fees of your course so you can spread the cost of training. Most learners aged 19 and over, studying at Level 3 or Level 4, will qualify for these new loans from the UK government. It’s easy to apply, your household income isn’t taken into account and there’s no credit check. You won’t have to pay anything back until your income is over £21,000 a year.

To qualify you must be:Havering-College-Advance-Learner-Loan-sr

  • Aged 19 or over on the first day of your course (there’s no upper age-limit) and starting your course on or after 1 August 2013
  • Living in the UK on the first day of your course and have lived in the UK, for at least three years preceding the start of your academic year
  • Studying with Fitness Training Solutions – which is approved for funding
  • Enrolling on an eligible course from Fitness Training Solutions , which are as follows:
  • Advanced Personal Training Diploma (Level 3)
  • Diploma in Sports Massage (Level 3)
  • Special Populations (Level 3)
  • Personal Training Course (Level 3)
  • Personal Training Diploma for Current Instructors (Level 3)


Repaying your 19+ Advanced Learning Loan is straightforward.

  • Your monthly repayments will be based on your income, not what you borrowed
  • You’ll only start making repayments when your income is more than £404 per week, £1,750 per month or £21,000 per year
  • Your annual repayment will be 9% of any income you earn above £21,000 per year
  • Any loan remaining 30 years after you’re due to start making repayments will be written off
  • If you leave or finish your course before April 2016, you won’t start making repayments through the tax system until after this date. You can make voluntary repayments at any time.
Annual Income before tax Monthly Salary Monthly Repayment
Up to £21,000 £1,750 £0
£22,000 £1,833 £7.50
£25,000 £2,083 £30
£30,000 £2,500 £67.50
£35,000 £2,917 £105
£40,000 £3,333 £142.50

So if you earn £2,500 per month before tax you would repay 9% of the difference between what you earn and what the individual threshold is:

£2,500 – £1,750 = £750

9% of £750 = £67.50

In this example, your loan repayment would be £67 a month.

If your income drops or increases your repayment amount will change to reflect this. You can make voluntary repayments at any time to pay off your loan more quickly.


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